Q&A: Cryptocurrencies, ARKK, inflation, market timing, Vanguard High Yield Bond Fund and emerging markets and more

This podcasts includes questions from a fellow advisor as well as questions from readers and listeners.

  1. Do you care that bond interest rates are below inflation and it seems that rates will stay below inflation over the next decade?
  2. Do you encourage investors to search for alternatives to bonds with higher expected returns?
  3. Do you think returns should be presented in real (after inflation) or nominal (no inflation) terms?
  4. Could an equity trend-following strategy be used as an alternative for bond funds?
  5. What advice do you give young investors on cryptocurrencies or stocks like GME or AMC?
  6. Many investors are convinced that investing in new rapidly growing companies (such as those ins the ARKK ETF) are superior to small cap value companies. Why choose the losers over the winners?
  7. Is a simple conventional 60:40 portfolio best for most investors?
  8. Why is your Ultimate Buy and Hold Portfolio underperforming the S&P 500 over the last 6 months?
    This answer explorers the winners and the losers over the last year.
  9. I’m disappointed in the recent 3 years of returns of emerging markets. Can you give me some historical perspective on the recent underperformance?
  10. Would an international small cap value fund be a good substitute for an emerging markets fund?
  11. What are the pros and cons of Vanguard’s High Yield Bond Fund and Total Bond Fund?

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