"Doubt is the beginning, not the end, of wisdom." – Unknown

In This Edition
The Best is Yet To Come
Bootcamp 2026
Latest Podcast- Stocks vs Bonds: The Ten Million Decision | Stocks and Bonds
Testimonial

The Best is Yet To Come

This year will be the most productive of our Foundation’s 14 year history. Daryl has already supplied almost 250 tables, charts, and graphs. He has added some information to the Fine Tuning Tables I think will be very helpful.

I spoke with Chris this morning and he has a long list of projects that are sure to be of interest for those who have followed our Best In Class recommendations and 2 Funds for Life. We also talked about how we can help those who are trying to build a glide path into their long term investment plan.

I just agreed to speak to the graduating nurses at Texas A&M in March. Not only will we have a record high 85 students but they are allowing me 3 hours to give these wonderful young people a chance for a brighter financial future.

I think you all know that I am willing to do these presentations without cost. If you have a class, a club, a group at work, or a large family gathering, I am happy to spend some Zoom time to share some of the great work that Chris, Daryl, and the Truth Tellers have taught me. By the way, I don’t need 3 hours. I can make at least 10 important points in 30 minutes.

Thanks to your kind donations we are able to provide free copies of We”re Talking Millions to the students at Western, Texas A&M and other groups of first time investors.

Boot Camp 2026

Boot Camp 2026 is officially underway, and we’re excited to kick off another year of practical, evidence-based investing education from Paul Merriman. This annual Financial Education Bootcamp is designed to help investors make better long-term decisions by focusing on what really matters: risk, return, diversification, and discipline. Through a mix of podcasts, videos, articles, and data tables, Bootcamp 2026 breaks down complex concepts into clear, actionable insights you can actually use—whether you’re just getting started or fine-tuning an existing investment strategy.

The first installment, Bootcamp #1: Stocks vs. Bonds — The $10 Million Decision, tackles what may be the most important choice an investor ever makes: how to balance stocks and bonds. In this foundational session, Paul explores the long-term tradeoffs between growth and stability, the role of compounding, and how asset allocation can dramatically impact lifetime results.

Latest Podcast- Stocks vs Bonds: The Ten Million Decision | Stocks and Bonds

What if small decisions — just a half-percent here or an extra year there — could change your financial future by millions?

In this episode, we continue our annual Boot Camp series by tackling one of the biggest forks in the road investors face: stocks and bonds. Drawing on nearly a century of academic research and data, we break down what the math actually tells us about compounding, risk, diversification, and long-term returns.

This episode is educational, not personal advice — think of it as a roadmap that helps you ask better questions and make more informed decisions.

Important: The ⁠tables and charts⁠ referenced in this episode are available in the ⁠PDF⁠. Watching the companion video will make these concepts even clearer.

If you care about making smarter long-term decisions for yourself and your family — this is one to share.

Testimonial

From the new-to-investing to the seasoned professional, We’re Talking Millions has practical, proven, and simple to understand lessons for anyone that wants to retire with more money.

The authors give simple tweaks you can easily make that could ultimately put a million dollars OR MORE in your retirement accounts.

This is an easy read. It should be mandatory reading before putting your first $1 into a 401(k) or any other type of investing account.

It’s not the pie in the sky get rich on Bitcoin or day trading on Robinhood nonsense the media loves to talk about. This is the step-by-step strategy for the millionaires you never hear about.

Scott Alan Turner, CFP

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How to retire with more money and greater peace of mind

In This EditionThe Best is Yet To Come Bootcamp 2026Latest Podcast- Stocks vs Bonds: The Ten Million Decision | Stocks and BondsTestimonial

In This Edition
The Best is Yet To Come
Bootcamp 2026
Latest Podcast- Stocks vs Bonds: The Ten Million Decision | Stocks and Bonds
Testimonial