🎉 Celebrating Paul’s Birthday This Week 🎉

“There are two ways to be rich: one is by acquiring much, and the other is by desiring little.”

— Jackie French Koller

In This Edition

›Happy Birthday, Paul!

›45 Years of Wisdom in a Single Day — Jim Lange’s Free Webinar

›Truth Teller: George Sisti’s Latest Vectors

›This Week’s Podcast: Office Hours with Teachers

›Testimonials

🎂 A Special Note

Happy Birthday, Paul!

This Sunday, our founder and teacher-in-chief celebrates another trip around the sun. For more than four decades, Paul has given his time, his research and his heart to helping everyday investors build better futures — and he shows no signs of slowing down.

From all of us on the Merriman team — and from the thousands of investors whose lives he has changed — thank you, Paul. We hope your day is as generous as you have been to all of us.

Send Paul a Birthday Note →

From Paul

45 Years of Wisdom in a Single Day

I want to make sure you know about a free, full-day webinar from Jim Lange — a CPA, attorney and financial advisor who has spent 45 years helping families keep more of what they’ve built. Jim has written 10 best-selling books, been cited in The Wall Street Journal 37 times, and hosted a radio show whose guests included John Bogle and Bill Bengen.

On Tuesday, October 20, 2026, he’ll distill the most valuable retirement and estate-planning lessons of his career into three back-to-back sessions:

Session 1 · 10:00 AM – Noon ET

Costly Retirement & Estate-Planning Mistakes and Missed Opportunities

Session 2 · 12:30 – 2:00 PM ET

Roth Conversions: Peer-Reviewed Concepts Most CPAs and Advisors Overlook

Session 3 · 2:00 – 4:00 PM ET

Optimal Estate Planning for Married IRA Owners

Register free and you’ll also receive digital bonus materials, including Jim’s 472-page Retire Secure for Professors, his Safe Withdrawal Kit built on Bill Bengen’s updated research, and the Lange 2025–2026 Tax Planning Card. If you’re married, both spouses are encouraged to attend.

Truth Teller

Worth Your Time This Week

A recent piece from Truth Teller George Sisti that I think is well worth your time.

Vectors — October 2026

George Sisti

This Week’s Podcast

Office Hours: Teachers’ Questions, Answered

In this special office-hours session, Albert and I answer the questions teachers have been sending in across our four NGPF classroom sessions — more than 500 educators strong.

We move fast and cover a lot of ground:

›How a young person can open a first investment account (and why $1 is all it takes to start at Fidelity)

›My favorite books on saving, investing and index funds

›The best free websites and videos for teachers and students

›How to make inflation real in the classroom — yes, the bubble-gum story

›Why asset classes like small-cap value and large-cap growth behave so differently

›A live walk-through of Morningstar’s style boxes and fund charts

›Advice for reaching first-generation and lower-income students

Whether you teach this material or you’re just getting started yourself, I think you’ll find something here you can put to use.

▶ Listen Now

▶ Watch on YouTube

Testimonials

“What a phenomenal Office Hours PD with Paul! His passion and enthusiasm for teaching financial literacy was exemplified in today’s PD and in his prior PD sessions as well.”

“Thank you to Paul for his generosity in sharing his invaluable wealth of knowledge with us and to NGPF for inviting him to be part of this Investing Series. I feel the information, ideas, and approaches shared in today’s PD (and his prior PD sessions) will all be extremely useful.”

— Teacher feedback from the “Office Hours” session

Thanks for listening, for sharing this information with others, and for your generous donations. And please keep getting the free We’re Talking Millions link into the hands of people who might be helped.

All the best to you and your family,
Paul Merriman

From Paul Merriman

Resources & Ways to Connect

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A Free Day with Jim Lange — Taxes, Roth Conversions & Your Estate